Let customers finance TVs, ACs, refrigerators and all home appliances with instant EMI. No credit card. Approval in 3 minutes. You sell more, they pay less upfront.
Every major home appliance category is supported — from entry-level to premium.
LED, OLED, QLED, Smart TVs from ₹8,000 to ₹3,00,000. Samsung, LG, Sony, Mi, OnePlus TV.
Split AC, Window AC, Inverter AC. 1 ton to 3 ton. Summer season peak demand financing.
Single door, double door, side-by-side. All capacities. All major brands.
Fully automatic, semi-automatic, front load, top load. ₹7,000 to ₹60,000.
Work-from-home, education, gaming laptops. iPads and Android tablets.
Microwave, oven, chimney, mixer-grinder, water purifier — all eligible.
Increase average order value and close more sales with instant consumer finance.
Customers who finance buy 40–60% more expensive products. Your average billing goes up without extra effort.
Price objection is the #1 reason customers walk out. Instant EMI removes it. Conversion rates improve dramatically.
No long paper processes. Customer approved in 3 minutes, you get settled within 1–3 business days.
TVS Credit, IDFC First, Home Credit, ZestMoney, PayU — all accessible from a single QR code at your counter.
Yes. EMI applies to the selling price regardless of whether the product is new, display, or refurbished, as long as it's sold through your registered store.
DPanda checks eligibility across 14+ lenders simultaneously. If one lender declines, others may approve. Customers see the best available offer — maximising approval rates.
Typically ₹3,000 minimum (some lenders ₹5,000). Maximum depends on the lender — pre-approved limits can go up to ₹5,00,000 for eligible customers.
The lender confirms the transaction and disburses the amount to your registered bank account. Most lenders settle within T+1 to T+3 working days.
Join 5,000+ retailers already offering instant EMI to their customers through DPanda FastEMI.
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