Offer instant EMI on smartphones at your store. Customers get approved in 3 minutes, no credit card needed. 14+ lenders, zero paperwork.
Instant finance that makes smartphones accessible to everyone — from budget to flagship.
Aadhaar OTP verification, live bureau check, instant offer. Customer walks out with the phone.
Cardless EMI options from HDFC, ICICI, LazyPay, Snapmint — works for customers without a credit card.
Samsung, Apple, Xiaomi, OnePlus, Vivo, OPPO — any brand, any price point from ₹3,500 to ₹1,50,000.
IDFC First EasyBuy, TVS Credit, Home Credit, ZestMoney, PayU Finance and more — highest approval rate.
Aadhaar eKYC + PAN verification. No physical documents. No branch visit.
No-cost EMI available with select credit card partners. 3, 6, 9, 12 month tenures.
Three steps from customer entry to approved finance.
Each retailer gets a unique QR code. Customer scans, enters their mobile number for OTP verification.
Live bureau check across 14+ lenders simultaneously. Best offer shown in under 60 seconds.
Customer selects EMI plan, completes eKYC. You get WhatsApp notification. Phone leaves the store.
Yes. DPanda FastEMI offers cardless EMI through HDFC Cardless EMI, ICICI Cardless EMI, LazyPay, Snapmint, and InstaCred. No credit card is required. Customers need only their Aadhaar and PAN.
Most lenders have a minimum cart value of ₹3,000–₹5,000. Flagship phones above ₹15,000 have the highest approval rates with pre-approved limit options.
Eligibility check takes under 60 seconds. Complete loan disbursement (including eKYC) takes 3–5 minutes. Faster than any bank branch.
All brands are covered — Samsung, Apple, Xiaomi, OnePlus, Vivo, OPPO, realme, Motorola, iQOO, and more. The EMI is product-agnostic.
Lenders disburse directly to the retailer's registered bank account. Settlement timelines vary by lender — typically T+1 to T+3 working days.
Join 5,000+ retailers already offering instant EMI to their customers through DPanda FastEMI.
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